UMT
University of Management and Technology
Skip Stripe's 2.9% + 30¢. Accept SOL & USDC directly — no banks, no intermediaries, instant settlement worldwide.
Funds hit your wallet in seconds — not 2–3 business days. No holds, no reserves, no surprises.
A Phantom wallet is your bank account. No KYC for small merchants, no minimum balance.
USDC locks in a smart contract. Merchant claims within 24 hrs or customer auto-refunds. Chargebacks replaced by code.
Designed for merchants in Southeast Asia, Latin America, and Africa who deserve global payment access.
Accept the native token or a dollar-pegged stablecoin — your choice, one toggle.
Customers scan a QR code with Phantom or Solflare. No app download, no card details.
Generate a QR code once — it works even with no internet. Payment data is embedded in the QR itself. Perfect for Pakistan, Africa, and markets with unreliable connectivity.
Unique vs vs Helio, Sphere, Pay.sh →
Every purchase automatically earns real loyalty points. 1 USDC = 1 point. Merchant-configurable reward rate. On-chain SPL token minting on roadmap.
Unique vs vs all competitors →
Generate shareable payment links that work on WhatsApp, SMS, and social media. Customer clicks → connects Phantom → pays in one tap. Expires in 24 hours.
Unique vs vs Helio, Sphere →
Real business analytics built in: revenue by day/week/month, peak hours chart, currency breakdown, success rates. No other Solana Pay app shows merchants this data.
Unique vs vs all competitors →
Register
Paste your Phantom wallet. Done in 30 seconds.
Set amount
Enter SOL or USDC — get a QR code instantly.
Customer scans
One tap approval in their wallet app.
Money arrives
Your wallet balance updates within seconds.
Register in 30 seconds. Generate your first QR in 10 more. Your first payment lands before the bank opens.
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